Portugal Property Digest

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Arrendamento

in parliament (especialidade) 9 Nov 2026

No agreement on the lei das rendas: Government will not withdraw the bill, which stays in especialidade

The PS wants the Government's rental bill pulled from Parliament and restarted, and the Government has refused; the bill remains in committee stage after passing na generalidade only because Chega abstained under a deal between André Ventura and PSD's Hugo Soares. The sticking point is the "renda moderada" concept with its €2,300 ceiling, which the PS wants removed so tax benefits revert to an "acessível" rent test, citing €200 million spent on benefits at that rent level. The PS also wants the deposit cap kept at two rents rather than the Government's three, and a moratorium on lease expiry to 31 December 2027. Chega has said its abstention is not a "cheque em branco" and could vote against at the final vote.

Why it matters: Landlords still have no settled rule on deposits, advance rent or the tax treatment of a lease signed today — and the €2,300 renda moderada threshold that governs the benefit is itself in play.

proposed (amendment to OE2027) 9 Nov 2026

PSD and CDS would extend the under-35 public mortgage guarantee to self-build and align IRC benefits for residential letting with IRS

At a press conference on 6 November, PSD's Hugo Soares and CDS-PP's Paulo Núncio presented 40 OE2027 amendments worth about €60 million. The housing measures: extend the public first-home credit guarantee, today limited to buyers up to 35, to young people who build their own home on the same conditions; suspend the early-repayment commission on fixed-rate mortgages for 2027; align IRC benefits for residential rental with those applied under IRS; and raise funding for municipal affordable-cost housing and for parish-level housing and student residences (€44 million for the parish increase, the largest single item).

Why it matters: The IRC alignment is the one to watch if you let units through a company — residential rental income inside an Lda would get the treatment currently reserved for IRS landlords. Suspending the fixed-rate early-repayment fee also makes refinancing cheaper next year.